Should I Buy a House Now? Is NOW the Right Time to Buy or should I wait for rates to drop further? It’s an age-old question I hear time and time again: Should I buy now or wait for rates to drop further? Unfortunately, none of us have a crystal ball, so we can’t predict the future. But there is one clear and obvious answer to this question — and it depends on your circumstances. When my clients are looking to buy a home or invest in the in Ocean Shores real estate market, or